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Livelihood Development
Ever since its inception, IDYWC has emphasised on livelihood development of the most disadvantaged people of the area with aims to develop sustainable livelihood systems, enabling the community to be gainfully employed all year round, adequately meet their basic necessities and develop their resource base. Over the years mechanisms like Gram Kosh, Seed Bank, Grain Bank, Revolving Fund, etc., have been devised, to provide sustainable means of income to the villagers. The availability of credit for both productive and consumption activities help families to tide over crisis periods.
Credit Facilities
Through the groups, people have been provided access to formal system of credit through banks. The community level resources have largely been accumulated through the community contributions whereas the addition to the family assets/resources are created by making available credits for income generation activities, agriculture activities and the emergency consumption situations. The cumulative impact of all these are envisioned as freedom from the exploitative money lending systems run by the moneylenders and evading hunger situations. For the 90 per cent of the poor families of the target group who have least ownership and control over resources and are more vulnerable. Timely credit at low and reasonable rates of interest has facilitated the process of change in their living condition.
Larger loans are given out from the Revolving Fund at 0 per cent interest rates and smaller loans and emergency requirements are made from the Gram Kosh on the interest rates (varying between 3-10 per cent monthly) as decided by the Village Sangathan.
Credit provided to the Sangathan members through the Gram Kosh, Grain Bank, Seed Bank and the Revolving Fund. The process of consolidating the transfer of the assets as well as the charge of managing the development fund and the initiatives, the entire responsibility of disbursing the credit and taking the recovery back has been handed over to the village sangathans – Adivasi Shramik Sangathans.
The kind of support provided by the organisation to boost their agricultural economy has been in terms of capacity building of these agriculturists in making the optimum use of the resources available and also facilitating the availability of the immediate needs viz. seeds, fertilisers and agricultural implements.
Agriculture Support
The organisation provides support to the families mainly for agricultural requirements and for emergency needs. It has supported the families for well repairing, bullock loans, taking agriculture land on lease, purchase of electric motor pump, purchase of PVC pipes for irrigation purpose, setting up provision store, marriage loan, house repairing, horticulture (inputs, irrigation, equipments), livestock (dairy, goatary, poultry, fodder development), Non-Timber Forest Produce ( mainly Mahua, Chiraunjee,), Off-Farm enterprises (mushroom, stone quarrying, provision stores).
Conscious and sustained efforts made to develop the skills, capacities and knowledge of the community in identifying appropriate livelihood interventions through multi trade vocational trainings and initial support for setting up Income Generating Activities especially for adolescent girls and youth, managing it effectively and raising productivity levels and income potentials.
Management of Common Property Resources (CPR)
This is consisting by forests, public lands including wastelands, streams, rivers, tanks etc. The issues in focus were access to and control over CPRs and its equitable and judicious management, with specific reference to women. This was complemented by development of private land and water resources for optimal returns. Interventions have been in the form of Integrated Watershed Development Programme (which would include privately owned lands), environmental protection, regeneration and development, promotion of non-conventional sources of energy and campaigns.
Activities being undertaken on CPR include training and exposure on Watershed Management, pasture land development and training on bio farming with a rigorous process of experimentation, demonstration, learning and innovation, talking full cognizance of indigenous knowledge, skills and technology.
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